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LENDER ACCESS / AUSTRALIA

More choice.
Better questions.

Rockvale Finance works through Connective, whose published network includes more than 70 major, regional, non-bank, specialist, commercial and asset-finance lenders.

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Mortgage broker discussing suitable bank and non-bank lending options with clients
SUITABILITY BEFORE SLOGANSThe useful question is not “Which bank is cheapest?” It is “Which available option fits the goal and the full position?”
70+lenders published by Connective
5finance categories shown below
1clear recommendation for your position
REPRESENTATIVE LENDER DIRECTORY

From household names to specialist policy.

The following brands illustrate the breadth of lender paths that may be available through Connective. Panel membership, Rockvale accreditation, products and policy can change, so lender availability is always confirmed for your application.

01

Major, retail and regional banks

Recognised banking brands for eligible owner-occupied, first-home, refinance and investment scenarios.

AMP BankANZAustralian Military BankAuswide BankBank of ChinaBank of MelbourneBankSABankwestBank of QueenslandCommonwealth BankFirefighters Mutual BankGateway BankHealth Professionals BankIMB BankINGMacquarie BankME BankMyState BankNABNewcastle PermanentP&N BankPeople's ChoiceSt.GeorgeSuncorp BankTeachers Mutual BankubankUniBankWestpac
02

Specialist and non-bank lenders

Alternative policy paths for eligible borrowers whose position may not fit a standard bank assessment.

Better Choice Home LoansBetter Mortgage ManagementBluebay Home LoansFirstmacGranite Home LoansHomeStart FinanceKeystartLa Trobe FinancialOwnHomePepper MoneyRedZedResimac
03

Connective home-loan options

Connective-branded solutions supported by established Australian funders across prime, specialist, commercial and SMSF lending.

Connective AdvanceConnective BridgeConnective CompleteConnective ElevateConnective HorizonConnective ReverseConnective SelectConnective SkipConnective Solutions
04

Commercial and business finance

Property, working-capital and business funding options, subject to transaction type and lender appetite.

AMP BankAquamoreArch FinanceBanjoBank of MelbourneBankSABetter ChoiceBetter Mortgage ManagementBOQCommonwealth BankConnective AdvanceConnective CompleteConnective HorizonConnective SolutionsDynamoneyEarlypayGCIINGJudo BankLa Trobe FinancialLumiMacquarie BankMoneytechNABOnDeckPepper MoneyProspaRedZedScotPacShiftSt.GeorgeSuncorp BankTrailBlazer FinanceWestpac
05

Vehicle, equipment and asset finance

Finance options for eligible cars, utes, trucks, machinery, technology and business equipment.

Affordable Car LoansAFSAlex.BankAMMFANZAngle FinanceAzoraBanjoBOQBranded Financial ServicesCapital FinanceCommonwealth BankConnective CashflowDrive FinanceDynamoneyEarlypayFinance OneFirstmacflexicommercialGCIGrenkeIron Capital GroupJudo BankLatitudeLumiMedfinMetro FinanceMoney3MoneyMeMoneytechNABNOW FinanceOnDeckORIXPepper MoneyPlentiProspaResimacScotPacSelfco LeasingShiftThe Asset FinancierWestpacWisr

Panel information changes regularly. See the official Connective lender-panel page and ask Rockvale Finance to confirm current accreditation and availability.

HOW A BROKER COMPARES

A panel is useful only when the comparison is disciplined.

01

Understand

Clarify your objectives, income, deposit or equity, liabilities, property, timing and preferred features.

02

Filter

Identify available lenders whose eligibility and policy can reasonably fit the complete application.

03

Compare

Consider rate, fees, features, structure, service, policy risks and important trade-offs.

04

Explain

Present a documented recommendation and disclose relevant costs, commissions and limitations.

LENDER QUESTIONS

What borrowers usually want to know.

Does Rockvale Finance compare every lender in Australia?+

No broker has every Australian credit provider available. Rockvale works through the Connective network and confirms the lenders and accreditations available for your circumstances before making a recommendation.

How many lenders are on the Connective panel?+

Connective currently publishes a panel of more than 70 lenders across major banks, non-banks, mutuals, specialist, commercial and private lending. The panel changes over time.

Will you recommend the lender with the lowest advertised rate?+

Not automatically. Rate matters, but eligibility, fees, features, loan structure, policy, turnaround and the overall cost and benefit also need to be assessed.

Can a mortgage broker help if my bank declined me?+

Potentially. A decline does not mean another lender will approve the application, but different lenders can assess income, credit history, security and documentation differently.

Do lenders pay mortgage brokers?+

Many residential lenders pay broker commission after settlement. Any commission, potential conflict or client fee that applies should be disclosed before you proceed.