Stamp Duty Calculator
Estimate standard property transfer duty in every Australian state and territory using 2026 rate tables.
An estimate is the beginning.
Change the inputs, compare the result and download a branded report—then verify important decisions against actual lender policy and your complete circumstances.
Australian stamp duty calculator
Estimate standard transfer duty using current rate tables for all eight states and territories.
Eligible first-home buyers may pay no transfer duty on a new or existing home up to $800,000, with a concession above $800,000 and below $1 million. Different land thresholds apply.
This estimate applies a simplified standard residential rate table and rounds some increments. It is not a duty assessment and may not match the taxable value, transaction date or purchaser profile used by the revenue office. Confirm the result with the official NSW revenue source before signing or budgeting.
Download this calculation as a PDF.
The report includes the figures currently shown, Rockvale Finance contact details, the calculation assumptions and an important disclaimer.
Results are estimates only and do not constitute credit, financial, tax or legal advice. They exclude some fees and may use simplified assumptions. Actual repayments, borrowing capacity, tax, costs and eligibility depend on lender or government rules and your complete circumstances.
Turn the estimate into a better question.
Property transfer duty is set by the state or territory where the property is acquired. Standard rates, home concessions, first-home relief and foreign surcharges are separate layers.
- 01Choose the state or territory
- 02Enter the property value
- 03Select owner-occupier or investment use
- 04Review standard duty and the first-home snapshot separately
Important considerations.
- The dutiable value may differ from purchase price
- Contract date can determine the applicable rule
- First-home concessions are not automatically deducted
- Foreign, trust, premium and commercial treatment can add duty
Does this calculator include first-home buyer concessions?+
No. It shows an indicative standard duty amount and displays a separate summary of possible first-home support. Eligibility must be checked with the relevant revenue office.
Does it include foreign purchaser surcharge?+
No. Foreign surcharges, federal approval fees, registration charges and land tax are excluded.
Why can an official calculator give a different result?+
Official assessments can use transaction date, exact dutiable value, purchaser status, property classification, concessions and statutory rounding that a broad national calculator cannot fully reproduce.